{"id":18774,"date":"2026-08-07T11:49:42","date_gmt":"2026-08-07T14:49:42","guid":{"rendered":"https:\/\/hild.seg.br\/?page_id=18774"},"modified":"2026-08-07T12:01:01","modified_gmt":"2026-08-07T15:01:01","slug":"qual-seguro-de-vida","status":"publish","type":"page","link":"https:\/\/hild.seg.br\/index.php\/qual-seguro-de-vida\/","title":{"rendered":"Qual Seguro de Vida?"},"content":{"rendered":"        <section id=\"hild-cv-dcae06a9-56b4-4121-94a5-c80881e6dadd\" class=\"hild-cv\" data-hild-consultor-vida>\n            <div class=\"hild-cv__shell\">\n                <header class=\"hild-cv__hero\">\n                    <div class=\"hild-cv__eyebrow\">Diagn\u00f3stico de prote\u00e7\u00e3o financeira<\/div>\n                    <h1>Qual estrutura de seguro de vida faz sentido para voc\u00ea?<\/h1>\n                    <p>Responda algumas perguntas e veja uma proje\u00e7\u00e3o das coberturas que podem proteger sua renda, sua fam\u00edlia e seus planos.<\/p>\n                <\/header>\n\n                <div class=\"hild-cv__progress\" aria-label=\"Progresso do diagn\u00f3stico\">\n                    <div class=\"hild-cv__progress-track\"><span data-progress-bar><\/span><\/div>\n                    <div class=\"hild-cv__progress-copy\"><strong data-step-label>Etapa 1 de 5<\/strong><span data-progress-percent>20%<\/span><\/div>\n                <\/div>\n\n                <form class=\"hild-cv__form\" novalidate data-consultor-form>\n                    <section class=\"hild-cv__step is-active\" data-step=\"1\" aria-labelledby=\"hild-step-1-title\">\n                        <div class=\"hild-cv__step-heading\">\n                            <span>1<\/span>\n                            <div>\n                                <h2 id=\"hild-step-1-title\">Sobre voc\u00ea<\/h2>\n                                <p>Come\u00e7amos pela renda, fase de vida e forma de trabalho.<\/p>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"hild-cv__grid hild-cv__grid--2\">\n                            <label class=\"hild-cv__field hild-cv__field--wide\">\n                                <span>Nome<\/span>\n                                <input type=\"text\" name=\"name\" autocomplete=\"name\" required placeholder=\"Como podemos chamar voc\u00ea?\">\n                                <small data-error-for=\"name\"><\/small>\n                            <\/label>\n\n                            <label class=\"hild-cv__field\">\n                                <span>Data de nascimento<\/span>\n                                <input type=\"date\" name=\"birth_date\" required>\n                                <small data-error-for=\"birth_date\"><\/small>\n                            <\/label>\n\n                            <label class=\"hild-cv__field\">\n                                <span>Idade em que pretende se aposentar<\/span>\n                                <input type=\"number\" name=\"retirement_age\" min=\"45\" max=\"90\" value=\"65\" required>\n                                <small data-error-for=\"retirement_age\"><\/small>\n                            <\/label>\n\n                            <label class=\"hild-cv__field\">\n                                <span>Profiss\u00e3o<\/span>\n                                <input type=\"text\" name=\"profession\" autocomplete=\"organization-title\" required placeholder=\"Ex.: arquiteto, comerciante\">\n                                <small data-error-for=\"profession\"><\/small>\n                            <\/label>\n\n                            <label class=\"hild-cv__field\">\n                                <span>Forma de trabalho<\/span>\n                                <select name=\"employment_type\" required>\n                                    <option value=\"\">Selecione<\/option>\n                                    <option value=\"clt\">CLT<\/option>\n                                    <option value=\"self_employed\">Aut\u00f4nomo ou profissional liberal<\/option>\n                                    <option value=\"pj\">Prestador PJ<\/option>\n                                    <option value=\"business_owner\">Empres\u00e1rio ou s\u00f3cio<\/option>\n                                    <option value=\"public_servant\">Servidor p\u00fablico<\/option>\n                                    <option value=\"retired\">Aposentado<\/option>\n                                    <option value=\"other\">Outro<\/option>\n                                <\/select>\n                                <small data-error-for=\"employment_type\"><\/small>\n                            <\/label>\n\n                            <label class=\"hild-cv__field\">\n                                <span>Renda bruta mensal<\/span>\n                                <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"monthly_income\" data-currency required placeholder=\"0,00\"><\/div>\n                                <small data-error-for=\"monthly_income\"><\/small>\n                            <\/label>\n\n                            <label class=\"hild-cv__field\">\n                                <span>Estado civil<\/span>\n                                <select name=\"marital_status\" required>\n                                    <option value=\"\">Selecione<\/option>\n                                    <option value=\"single\">Solteiro(a)<\/option>\n                                    <option value=\"married\">Casado(a) ou uni\u00e3o est\u00e1vel<\/option>\n                                    <option value=\"divorced\">Divorciado(a)<\/option>\n                                    <option value=\"widowed\">Vi\u00favo(a)<\/option>\n                                <\/select>\n                                <small data-error-for=\"marital_status\"><\/small>\n                            <\/label>\n\n                            <label class=\"hild-cv__field\">\n                                <span>Possui INSS ou regime pr\u00f3prio?<\/span>\n                                <select name=\"social_security\" required>\n                                    <option value=\"\">Selecione<\/option>\n                                    <option value=\"yes\">Sim<\/option>\n                                    <option value=\"no\">N\u00e3o<\/option>\n                                    <option value=\"unknown\">N\u00e3o sei<\/option>\n                                <\/select>\n                                <small data-error-for=\"social_security\"><\/small>\n                            <\/label>\n                        <\/div>\n                    <\/section>\n\n                    <section class=\"hild-cv__step\" data-step=\"2\" aria-labelledby=\"hild-step-2-title\" hidden>\n                        <div class=\"hild-cv__step-heading\">\n                            <span>2<\/span>\n                            <div>\n                                <h2 id=\"hild-step-2-title\">Quem depende de voc\u00ea<\/h2>\n                                <p>Mapeamos quanto tempo sua renda ainda precisa sustentar outras pessoas.<\/p>\n                            <\/div>\n                        <\/div>\n\n                        <fieldset class=\"hild-cv__choice-group\">\n                            <legend>Algu\u00e9m depende financeiramente da sua renda?<\/legend>\n                            <label><input type=\"radio\" name=\"has_dependents\" value=\"yes\" required><span>Sim<\/span><\/label>\n                            <label><input type=\"radio\" name=\"has_dependents\" value=\"no\" required><span>N\u00e3o<\/span><\/label>\n                            <small data-error-for=\"has_dependents\"><\/small>\n                        <\/fieldset>\n\n                        <div class=\"hild-cv__conditional\" data-dependent-section hidden>\n                            <label class=\"hild-cv__checkbox\">\n                                <input type=\"checkbox\" name=\"spouse_dependent\" value=\"1\">\n                                <span>Meu c\u00f4njuge ou companheiro(a) depende da minha renda<\/span>\n                            <\/label>\n\n                            <div class=\"hild-cv__dependents-header\">\n                                <div>\n                                    <h3>Filhos ou outros dependentes<\/h3>\n                                    <p>Informe a idade e o gasto mensal com educa\u00e7\u00e3o. A proje\u00e7\u00e3o considera educa\u00e7\u00e3o at\u00e9 a idade configurada pela corretora.<\/p>\n                                <\/div>\n                                <button type=\"button\" class=\"hild-cv__button hild-cv__button--secondary\" data-add-dependent>Adicionar dependente<\/button>\n                            <\/div>\n\n                            <div class=\"hild-cv__dependent-list\" data-dependent-list><\/div>\n                        <\/div>\n\n                        <template data-dependent-template>\n                            <div class=\"hild-cv__dependent-card\" data-dependent-card>\n                                <div class=\"hild-cv__grid hild-cv__grid--3\">\n                                    <label class=\"hild-cv__field\">\n                                        <span>Nome ou identifica\u00e7\u00e3o<\/span>\n                                        <input type=\"text\" data-dependent-name placeholder=\"Ex.: Filho 1\">\n                                    <\/label>\n                                    <label class=\"hild-cv__field\">\n                                        <span>Idade<\/span>\n                                        <input type=\"number\" min=\"0\" max=\"100\" data-dependent-age required>\n                                    <\/label>\n                                    <label class=\"hild-cv__field\">\n                                        <span>Educa\u00e7\u00e3o mensal<\/span>\n                                        <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" data-currency data-dependent-education placeholder=\"0,00\"><\/div>\n                                    <\/label>\n                                <\/div>\n                                <button type=\"button\" class=\"hild-cv__remove\" data-remove-dependent aria-label=\"Remover dependente\">Remover<\/button>\n                            <\/div>\n                        <\/template>\n                    <\/section>\n\n                    <section class=\"hild-cv__step\" data-step=\"3\" aria-labelledby=\"hild-step-3-title\" hidden>\n                        <div class=\"hild-cv__step-heading\">\n                            <span>3<\/span>\n                            <div>\n                                <h2 id=\"hild-step-3-title\">Custo de vida e d\u00edvidas<\/h2>\n                                <p>Esses valores definem a prote\u00e7\u00e3o de renda e o tempo necess\u00e1rio para reorganiza\u00e7\u00e3o familiar.<\/p>\n                            <\/div>\n                        <\/div>\n\n                        <h3 class=\"hild-cv__section-title\">Despesas mensais<\/h3>\n                        <div class=\"hild-cv__grid hild-cv__grid--3\">\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Moradia<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"housing\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Alimenta\u00e7\u00e3o<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"food\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Autom\u00f3vel e transporte<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"vehicle\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Plano de sa\u00fade e cuidados<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"health\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Dom\u00e9stica, diarista ou bab\u00e1<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"household\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Outras despesas<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"other_expenses\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                    <\/div>\n\n                        <h3 class=\"hild-cv__section-title\">Saldo aproximado das d\u00edvidas<\/h3>\n                        <p class=\"hild-cv__helper\">Informe quanto ainda falta pagar, n\u00e3o apenas a parcela mensal.<\/p>\n                        <div class=\"hild-cv__grid hild-cv__grid--3\">\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Financiamento de im\u00f3vel<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"mortgage_debt\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Financiamento de ve\u00edculo<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"vehicle_debt\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Empr\u00e9stimos pessoais<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"personal_debt\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Cart\u00f5es e cr\u00e9dito rotativo<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"credit_card_debt\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Cr\u00e9dito educativo<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"education_debt\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Outras d\u00edvidas<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"other_debt\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                    <\/div>\n\n                        <div class=\"hild-cv__grid hild-cv__grid--2 hild-cv__spaced\">\n                            <label class=\"hild-cv__field\">\n                                <span>Reserva de emerg\u00eancia atual<\/span>\n                                <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"emergency_reserve\" data-currency placeholder=\"0,00\"><\/div>\n                            <\/label>\n                            <label class=\"hild-cv__field\">\n                                <span>Por quantos meses sua reserva cobre as despesas?<\/span>\n                                <input type=\"number\" name=\"emergency_months\" min=\"0\" max=\"120\" step=\"0.5\" placeholder=\"Ex.: 6\">\n                            <\/label>\n                        <\/div>\n                    <\/section>\n\n                    <section class=\"hild-cv__step\" data-step=\"4\" aria-labelledby=\"hild-step-4-title\" hidden>\n                        <div class=\"hild-cv__step-heading\">\n                            <span>4<\/span>\n                            <div>\n                                <h2 id=\"hild-step-4-title\">Patrim\u00f4nio e prote\u00e7\u00e3o existente<\/h2>\n                                <p>O patrim\u00f4nio influencia custos sucess\u00f3rios. A prote\u00e7\u00e3o j\u00e1 contratada reduz o d\u00e9ficit a cobrir.<\/p>\n                            <\/div>\n                        <\/div>\n\n                        <h3 class=\"hild-cv__section-title\">Bens e ativos sujeitos a invent\u00e1rio<\/h3>\n                        <div class=\"hild-cv__grid hild-cv__grid--3\">\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Im\u00f3veis<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"real_estate\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Ve\u00edculos<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"vehicles_assets\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Investimentos e aplica\u00e7\u00f5es<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"investments\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Dinheiro e disponibilidades<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"cash_assets\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                            <label class=\"hild-cv__field\">\n                                    <span>Participa\u00e7\u00e3o em empresas<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"business_assets\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                                    <\/div>\n\n                        <h3 class=\"hild-cv__section-title\">Recursos j\u00e1 dispon\u00edveis<\/h3>\n                        <div class=\"hild-cv__grid hild-cv__grid--3\">\n                            <label class=\"hild-cv__field\">\n                                <span>Seguro de vida j\u00e1 contratado<\/span>\n                                <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"existing_life_cover\" data-currency placeholder=\"0,00\"><\/div>\n                            <\/label>\n                            <label class=\"hild-cv__field\">\n                                <span>Saldo de FGTS<\/span>\n                                <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"fgts\" data-currency placeholder=\"0,00\"><\/div>\n                            <\/label>\n                            <label class=\"hild-cv__field\">\n                                <span>Reserva em previd\u00eancia privada<\/span>\n                                <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"pension_reserve\" data-currency placeholder=\"0,00\"><\/div>\n                            <\/label>\n                        <\/div>\n                    <\/section>\n\n                    <section class=\"hild-cv__step\" data-step=\"5\" aria-labelledby=\"hild-step-5-title\" hidden>\n                        <div class=\"hild-cv__step-heading\">\n                            <span>5<\/span>\n                            <div>\n                                <h2 id=\"hild-step-5-title\">Planos para o futuro<\/h2>\n                                <p>A previd\u00eancia \u00e9 opcional no diagn\u00f3stico, mas ajuda a separar prote\u00e7\u00e3o imediata de forma\u00e7\u00e3o de reserva.<\/p>\n                            <\/div>\n                        <\/div>\n\n                        <fieldset class=\"hild-cv__choice-group\">\n                            <legend>Deseja incluir uma proje\u00e7\u00e3o de aposentadoria?<\/legend>\n                            <label><input type=\"radio\" name=\"include_retirement\" value=\"yes\" checked><span>Sim<\/span><\/label>\n                            <label><input type=\"radio\" name=\"include_retirement\" value=\"no\"><span>Agora n\u00e3o<\/span><\/label>\n                        <\/fieldset>\n\n                        <div class=\"hild-cv__conditional\" data-retirement-section>\n                            <div class=\"hild-cv__grid hild-cv__grid--2\">\n                                <label class=\"hild-cv__field\">\n                                    <span>Contribui\u00e7\u00e3o mensal atual<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"pension_monthly\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                <label class=\"hild-cv__field\">\n                                    <span>Renda mensal desejada na aposentadoria<\/span>\n                                    <div class=\"hild-cv__money\"><span>R$<\/span><input type=\"text\" inputmode=\"decimal\" name=\"desired_retirement_income\" data-currency placeholder=\"0,00\"><\/div>\n                                <\/label>\n                                <label class=\"hild-cv__field\">\n                                    <span>Rentabilidade real anual estimada<\/span>\n                                    <div class=\"hild-cv__suffix\"><input type=\"number\" name=\"real_return_annual\" min=\"0\" max=\"20\" step=\"0.1\" value=\"6\"><span>% a.a.<\/span><\/div>\n                                    <small>J\u00e1 descontando infla\u00e7\u00e3o, impostos e custos.<\/small>\n                                <\/label>\n                            <\/div>\n                        <\/div>\n\n                        <label class=\"hild-cv__checkbox hild-cv__consent\">\n                            <input type=\"checkbox\" name=\"consent\" required>\n                            <span>Entendo que este diagn\u00f3stico \u00e9 uma estimativa educacional e n\u00e3o substitui an\u00e1lise de risco, proposta, contrata\u00e7\u00e3o ou condi\u00e7\u00f5es gerais da seguradora.<\/span>\n                        <\/label>\n                        <small data-error-for=\"consent\"><\/small>\n                    <\/section>\n\n                    <div class=\"hild-cv__actions\">\n                        <button type=\"button\" class=\"hild-cv__button hild-cv__button--ghost\" data-prev hidden>Voltar<\/button>\n                        <button type=\"button\" class=\"hild-cv__button hild-cv__button--primary\" data-next>Continuar<\/button>\n                        <button type=\"submit\" class=\"hild-cv__button hild-cv__button--primary\" data-submit hidden>Ver meu diagn\u00f3stico<\/button>\n                    <\/div>\n                <\/form>\n\n                <section class=\"hild-cv__results\" data-results hidden aria-live=\"polite\">\n                    <div class=\"hild-cv__result-hero\">\n                        <div>\n                            <div class=\"hild-cv__eyebrow\">Proje\u00e7\u00e3o personalizada<\/div>\n                            <h2><span data-result-name><\/span>, sua prote\u00e7\u00e3o deve ser constru\u00edda em camadas.<\/h2>\n                            <p data-result-summary><\/p>\n                        <\/div>\n                        <div class=\"hild-cv__score\" data-result-score>\n                            <strong>0<\/strong>\n                            <span>frentes priorit\u00e1rias<\/span>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"hild-cv__main-result\">\n                        <div>\n                            <span class=\"hild-cv__result-label\">Capital recomendado para morte<\/span>\n                            <strong data-death-total>R$ 0,00<\/strong>\n                            <p>Combina despesas familiares, d\u00edvidas, educa\u00e7\u00e3o e provis\u00e3o sucess\u00f3ria.<\/p>\n                        <\/div>\n                        <div class=\"hild-cv__gap\">\n                            <span>Prote\u00e7\u00e3o j\u00e1 existente<\/span>\n                            <strong data-existing-cover>R$ 0,00<\/strong>\n                            <span>D\u00e9ficit estimado<\/span>\n                            <strong data-death-gap>R$ 0,00<\/strong>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"hild-cv__layers\">\n                        <article>\n                            <span>Camada de longo prazo<\/span>\n                            <strong data-permanent-layer>R$ 0,00<\/strong>\n                            <p>Despesas familiares e provis\u00e3o para invent\u00e1rio.<\/p>\n                        <\/article>\n                        <article>\n                            <span>Camada tempor\u00e1ria<\/span>\n                            <strong data-temporary-layer>R$ 0,00<\/strong>\n                            <p>D\u00edvidas e educa\u00e7\u00e3o enquanto essas obriga\u00e7\u00f5es existirem.<\/p>\n                        <\/article>\n                    <\/div>\n\n                    <h3 class=\"hild-cv__section-title\">Coberturas para riscos em vida<\/h3>\n                    <div class=\"hild-cv__coverage-grid\">\n                        <article class=\"hild-cv__coverage-card\">\n                            <div class=\"hild-cv__coverage-top\"><span>Invalidez por acidente<\/span><em data-priority-disability>Prioridade<\/em><\/div>\n                            <strong data-disability-cover>R$ 0,00<\/strong>\n                            <p>Refer\u00eancia para reposi\u00e7\u00e3o de renda no per\u00edodo configurado.<\/p>\n                        <\/article>\n                        <article class=\"hild-cv__coverage-card\">\n                            <div class=\"hild-cv__coverage-top\"><span>Doen\u00e7as graves<\/span><em data-priority-critical>Prioridade<\/em><\/div>\n                            <strong data-critical-cover>R$ 0,00<\/strong>\n                            <p>Capital para afastamento, tratamento e reorganiza\u00e7\u00e3o financeira.<\/p>\n                        <\/article>\n                        <article class=\"hild-cv__coverage-card\">\n                            <div class=\"hild-cv__coverage-top\"><span>Di\u00e1ria por incapacidade tempor\u00e1ria<\/span><em data-priority-dit>Prioridade<\/em><\/div>\n                            <strong data-dit-daily>R$ 0,00 por dia<\/strong>\n                            <p><span data-dit-monthly>R$ 0,00<\/span> por m\u00eas como refer\u00eancia de renda protegida.<\/p>\n                        <\/article>\n                        <article class=\"hild-cv__coverage-card\">\n                            <div class=\"hild-cv__coverage-top\"><span>Risco cir\u00fargico<\/span><em>Complementar<\/em><\/div>\n                            <strong data-surgery-cover>R$ 0,00<\/strong>\n                            <p>Valor de refer\u00eancia. Disponibilidade e eventos cobertos variam por produto.<\/p>\n                        <\/article>\n                        <article class=\"hild-cv__coverage-card\">\n                            <div class=\"hild-cv__coverage-top\"><span>Assist\u00eancia funeral<\/span><em>Servi\u00e7o<\/em><\/div>\n                            <strong data-funeral-cover>R$ 0,00<\/strong>\n                            <p>Refer\u00eancia para assist\u00eancia ou reembolso, conforme contrata\u00e7\u00e3o.<\/p>\n                        <\/article>\n                    <\/div>\n\n                    <section class=\"hild-cv__retirement-result\" data-retirement-result>\n                        <div class=\"hild-cv__retirement-heading\">\n                            <div>\n                                <span class=\"hild-cv__result-label\">Planejamento de aposentadoria<\/span>\n                                <h3>Prote\u00e7\u00e3o agora, reserva para depois.<\/h3>\n                            <\/div>\n                            <span data-retirement-years><\/span>\n                        <\/div>\n                        <div class=\"hild-cv__retirement-grid\">\n                            <div><span>Reserva projetada<\/span><strong data-projected-reserve>R$ 0,00<\/strong><\/div>\n                            <div><span>Renda mensal projetada<\/span><strong data-projected-income>R$ 0,00<\/strong><\/div>\n                            <div><span>Reserva de refer\u00eancia<\/span><strong data-required-reserve>R$ 0,00<\/strong><\/div>\n                            <div><span>Aporte mensal estimado<\/span><strong data-required-contribution>R$ 0,00<\/strong><\/div>\n                        <\/div>\n                        <p>Proje\u00e7\u00e3o matem\u00e1tica baseada na taxa real informada. N\u00e3o representa garantia de rentabilidade.<\/p>\n                    <\/section>\n\n                    <section class=\"hild-cv__priorities\">\n                        <h3>Leitura consultiva<\/h3>\n                        <ol data-priority-list><\/ol>\n                    <\/section>\n\n                    <div class=\"hild-cv__result-actions\">\n                        <a class=\"hild-cv__button hild-cv__button--primary\" href=\"#\" target=\"_blank\" rel=\"noopener\" data-whatsapp-link>Validar com um especialista<\/a>\n                        <button type=\"button\" class=\"hild-cv__button hild-cv__button--secondary\" data-print>Imprimir diagn\u00f3stico<\/button>\n                        <button type=\"button\" class=\"hild-cv__button hild-cv__button--ghost\" data-restart>Refazer<\/button>\n                    <\/div>\n\n                    <div class=\"hild-cv__disclaimer\">\n                        <strong>Importante<\/strong>\n                        <p>Os valores s\u00e3o refer\u00eancias para uma conversa consultiva. A solu\u00e7\u00e3o final depende de perfil, idade, profiss\u00e3o, sa\u00fade, regras de aceita\u00e7\u00e3o, limites, car\u00eancias, exclus\u00f5es e condi\u00e7\u00f5es gerais de cada seguradora.<\/p>\n                    <\/div>\n                <\/section>\n            <\/div>\n        <\/section>\n        \n\n\n<p class=\"has-custom-css wp-custom-css-318eb6cf wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-18774","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/hild.seg.br\/index.php\/wp-json\/wp\/v2\/pages\/18774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hild.seg.br\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hild.seg.br\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hild.seg.br\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hild.seg.br\/index.php\/wp-json\/wp\/v2\/comments?post=18774"}],"version-history":[{"count":6,"href":"https:\/\/hild.seg.br\/index.php\/wp-json\/wp\/v2\/pages\/18774\/revisions"}],"predecessor-version":[{"id":18785,"href":"https:\/\/hild.seg.br\/index.php\/wp-json\/wp\/v2\/pages\/18774\/revisions\/18785"}],"wp:attachment":[{"href":"https:\/\/hild.seg.br\/index.php\/wp-json\/wp\/v2\/media?parent=18774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}